Tools to begin with
Cash-flow planning worksheet
Estimate money coming in and going out over three months.
Prepared by SheRise Foundation · Reviewed November 9, 2026
These educational tools are general information, not personalised legal, tax or investment advice. Entries stay in this page while it is open; they are not saved or sent to SheRise. Print or save a PDF before leaving.
Enter amounts in Canadian dollars. Later opening balances carry forward from the previous month. Complete all three entries for Month 1, then receipts and payments for each later month.
| Cash movement | Month 1 | Month 2 | Month 3 |
|---|---|---|---|
| Opening cash | |||
| Cash received | |||
| Cash paid out | |||
| Closing cash |
Closing cash = opening cash + cash received − cash paid out. Cash flow is different from profit. Blank or invalid inputs do not produce an estimate.
When will customers actually pay? Which costs are due before you receive that money?
If closing cash is negative, what realistic changes could you consider? This worksheet is not a financing offer.